An emergency doesn’t have to mean chaos

With the right plan, you can face life’s unexpected moments with calm, confidence, and clarity.

At Millie, we believe financial freedom starts with preparation, not perfection. And that’s exactly what an emergency fund offers: a safety net that empowers you to handle life on your terms.

Why every woman needs one

Whether it’s a job change, car repair, or health hiccup, unexpected expenses are part of life. But for many Australian women, especially those navigating career shifts, caregiving, or financial inequality, those moments hit harder.

That’s why an emergency fund isn’t just smart, it’s essential. It means less stress, fewer debts, and more power in your hands.

What is an emergency fund, exactly?

It’s a dedicated savings account with money set aside only for unplanned expenses. Not for holidays, not for sales - this is your Peace of Mind Fund.

Aim for $500 to start, and work toward 3–6 months of essential living costs. Don’t worry if that feels big.

The key is: just begin.

4 simple steps to build yours

1. Open a separate high-interest savings account. Keep it out of sight, out of spending temptation.

2. Automate your savings. Even $20 a week builds momentum. Set it, forget it, and watch it grow.

3. Redirect unexpected wins. Bonus? Refund? Side hustle cash? Let it fuel your fund.

4. Name it something meaningful. Try “Freedom Fund” or “My Safety Net” and make it yours.

You deserve to feel safe and supported

This isn’t just about money. It’s about self-trust, preparedness, and freedom. Because when you know you can handle the unexpected, you show up differently, in your work, relationships, and life.

Start building your emergency fund today.