I wish there was a “cheat sheet” to help me with my finances...

I wish there was a “cheat sheet” to help me with my finances...

I wish there was a “cheat sheet” to help me with my finances...

We get it. Managing your money doesn’t have to be overwhelming. That’s why we’re here to make it simple, clear, and accessible - no jargon, just straightforward advice. You’ll learn the rules, formulas, and strategies that will help you build lasting financial habits.

Find the gaps, close them.
Find the gaps,
close them.

It’s not about getting everything perfect; it’s about making progress. The financial journey is different for everyone, but we all face similar challenges. By understanding where we stand and taking consistent steps forward, we can close the gaps in financial literacy and access.

It’s not about getting everything perfect; it’s about making progress. The financial journey is different for everyone, but we all face similar challenges. By understanding where we stand and taking consistent steps forward, we can close the gaps in financial literacy and access.

Financial Literacy Gap

There exists a significant gender gap in financial literacy in Australia, with 63% of men demonstrating basic financial literacy compared to 48% of women. This impacts everything from budgeting to investing and makes it harder to navigate life’s bug financial milestones.

UNSW Business School: BusinessThink

Gender Pay Gap

On average, women still earn 14% less than men in Australia, with women of colour facing even wider gaps. This disparity can significantly affect long-term financial outcomes, from savings to retirement funds.

Australian Bureau of Statistics

Debt Holding Us Back Gap

As of March 2025  32% of women depend on credit cards, compared to 26% of men. This reliance can lead to accumulating debt, especially if balances aren't paid off in full each month. As of February 2025, Australians collectively held $19.9 billion in credit card debt accruing interest.

Finder.com.au

Retirement Savings Gap

 Australian women retire with approximately 37% less superannuation than men, primarily due to career breaks for child-rearing and the persistent gender pay gap. Closing the gap starts with simple strategies to boost savings and secure your future.

SBS Australia

Smart and Simple Strategies
Smart and Simple Strategies

Want to know the secrets to managing money like a pro? We’re sharing bite-sized strategies and formulas that help build good habits, stay on track, and make smart choices. Here are a few to get you started. (More is coming when you join the waitlist!)

Want to know the secrets to managing money like a pro? We’re sharing bite-sized strategies and formulas that help build good habits, stay on track, and make smart choices. Here are a few to get you started. (More is coming when you join the waitlist!)

Budgeting

Rent vs Income

Debt

Emergency

Automate

Investing

The 50/30/20 Rule

This rule breaks down your income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Simple! It’s a clear, manageable way to balance spending and savings.

Budgeting

Rent vs Income

Debt

Emergency

Automate

Investing

The 50/30/20 Rule

This rule breaks down your income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Simple! It’s a clear, manageable way to balance spending and savings.

Budgeting

Rent vs Income

Debt

Emergency

Automate

Investing

The 50/30/20 Rule

This rule breaks down your income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Simple! It’s a clear, manageable way to balance spending and savings.

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The 50/30/20 Rule

This rule breaks down your income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Simple! It’s a clear, manageable way to balance spending and savings.

1

2

3

4

5

6

The 50/30/20 Rule

This rule breaks down your income into three categories: 50% for needs, 30% for wants, and 20% for savings and debt repayment. Simple! It’s a clear, manageable way to balance spending and savings.

“I believe luck is preparation meeting opportunity. You have to be ready. You have to be prepared. And when that moment comes, you seize it.

Janine Allis, Founder of Boost Juice and Australian entrepreneur

Action beats hesitation every time - and your journey to financial freedom starts now.
Download the budgeting tool, take control of your money, and start building the life you’ve always wanted!

“I believe luck is preparation meeting opportunity. You have to be ready. You have to be prepared. And when that moment comes, you seize it.

Janine Allis, Founder of Boost Juice and Australian entrepreneur

Action beats hesitation every time - and your journey to financial freedom starts now.
Download the budgeting tool, take control of your money, and start building the life you’ve always wanted!

“I believe luck is preparation meeting opportunity. You have to be ready. You have to be prepared. And when that moment comes, you seize it.

Janine Allis, Founder of Boost Juice and Australian entrepreneur

Action beats hesitation every time - and your journey to financial freedom starts now. Download the budgeting tool, take control of your money, and start building the life you’ve always wanted!

FAQs

Savings and budget calculator.

Savings and budget calculator.

What’s the first step in improving my finances?

What’s the first step in improving my finances?

What’s the first step in improving my finances?

How do I know if I’m ready to start saving?

How do I know if I’m ready to start saving?

How do I know if I’m ready to start saving?

Can I use these strategies if I have debt?

Can I use these strategies if I have debt?

Can I use these strategies if I have debt?

What if I don’t have a lot of money to invest?

What if I don’t have a lot of money to invest?

What if I don’t have a lot of money to invest?

How will your app help me stay on track?

How will your app help me stay on track?

How will your app help me stay on track?

Do the creators of Millie have experience in finance?

Do the creators of Millie have experience in finance?

Do the creators of Millie have experience in finance?

Take action.

Become Finance Fearless.

Inaction breeds doubt and fear. Action breeds confidence and courage.

Join the waitlist today and become Finance Fearless

By clicking join the waitlist you're confirming that you agree with our Terms of Service.

Take action.

Become Finance Fearless.

Inaction breeds doubt and fear. Action breeds confidence and courage.

Join the waitlist today and become Finance Fearless

By clicking join the waitlist you're confirming that you agree with our Terms of Service.

Take action.

Become Finance Fearless.

Inaction breeds doubt and fear. Action breeds confidence and courage.

Join the waitlist today and become Finance Fearless

By clicking join the waitlist you're confirming that you agree with our Terms of Service.

Finance fearless, Thriving and Proud.

Your friend and companion on the path to financial freedom.

© 2025 Millie. All rights reserved.

Finance fearless, Thriving and Proud.

Your friend and companion on the path to financial freedom.

© 2025 Millie. All rights reserved.

Finance fearless, Thriving and Proud.

Your friend and companion on the path to financial freedom.

© 2025 Millie. All rights reserved.